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Motorcycle Accident Attorney in Indianapolis, IN

Motorcyclists face a level of risk on the road that drivers of enclosed vehicles simply don’t, and when a crash happens, the injuries tend to be more severe as a result. Motorcycle accidents cover collisions involving motorcycles and other vehicles, road hazards, or mechanical failure, and the resulting claims often involve serious injuries like fractures, road rash, and traumatic brain injury.

Indiana law doesn’t require adult riders to wear a helmet, though riders under 18 are required to, and insurance companies sometimes try to use the absence of a helmet against an injured rider even when it had nothing to do with causing the crash. Indiana’s modified comparative fault rule allows you to recover damages as long as you’re found less than 51 percent at fault, but motorcyclists frequently face an uphill battle with insurance adjusters who assume the rider was speeding or at fault simply because a motorcycle was involved. Indiana requires drivers to carry minimum liability coverage, though those minimums are often too low to fully cover a serious motorcycle injury, which makes underinsured motorist coverage an important issue in many of these claims. Insurance adjusters also sometimes point to a rider’s choice of gear, or lack of it, as a way to argue the rider assumed the risk of a more serious injury, even though Indiana law doesn’t require specific protective gear beyond a helmet for underage riders.

At RileyCate, we work to counter the bias that often works against injured motorcyclists, building a case around the actual facts of the crash rather than assumptions about who was likely at fault. We handle claims involving negligent drivers, dangerous road conditions, and defective motorcycle parts, and we pursue underinsured motorist claims when the at-fault driver’s coverage isn’t enough to cover the damages.

Motorcycle accident cases often come with built-in bias from insurance adjusters and, potentially, a jury, which makes trial-tested representation especially important. Will Riley and Russell Cate lead our motorcycle accident team. Russell Cate is recognized as a Super Lawyer, and his extensive trial experience and his and Will Riley’s appellate work before the Indiana Court of Appeals and the Indiana Supreme Court give our clients real depth in this kind of litigation. Will Riley’s Super Lawyers, Top 100 Trial Lawyers, and AV Preeminent recognition reflects that same trial-tested approach.

Will and Russell personally oversee every case we take on, drawing on our skilled and resourceful team of attorneys, associates, and staff in whatever mix the size and complexity of your matter calls for, so your case gets the attention it deserves.

Why Choose Us

Nobody plans to need a lawyer. When something goes wrong, what you need first is someone who will listen, tell you honestly where you stand, and take the next steps off your plate. That is how every case at RileyCate, LLC begins.

We represent individuals, families, and small businesses across Fishers, Indianapolis, and surrounding counties in personal injury and complex litigation, business and real estate disputes, criminal defense, and appeals.

Will Riley and Russell Cate personally oversee every matter, staffing each case to its size and complexity. Both are recognized as Super Lawyers and have argued before the Indiana Court of Appeals and Supreme Court. Will also holds an AV Preeminent rating from Martindale-Hubbell and a Top 100 Trial Lawyer designation.

We are trial-tested, not just settlement-focused. We have tried hundreds of cases, because insurance companies, opposing businesses, and prosecutors negotiate differently with a firm willing to go the distance.

About RileyCate

Indiana doesn’t require adult riders to wear a helmet, and generally, not wearing one shouldn’t reduce your compensation unless it actually contributed to your injuries, such as in a head injury case. Insurance companies sometimes raise it anyway to try to shift blame, even when it had nothing to do with causing the crash. An attorney can push back on this kind of argument when it isn’t supported by the facts of your case.
Insurance adjusters and juries sometimes carry assumptions that motorcyclists are inherently riskier or more likely to have caused their own accident, even when the evidence doesn’t support that. Overcoming this bias often requires building a detailed, fact-based case rather than relying on the other driver’s insurer to be objective. This is one of the reasons thorough investigation matters so much in motorcycle cases.
If the at-fault driver’s liability coverage isn’t enough to cover your damages, you may be able to pursue a claim under your own underinsured motorist coverage, if you have it. Motorcycle injuries are often severe enough to exceed Indiana’s minimum insurance requirements, which makes this coverage especially important. An attorney can review your policy and help you understand what’s available.
Common causes include drivers failing to see a motorcycle before turning or changing lanes, following too closely, road hazards like potholes or debris, and mechanical defects. Left-turn accidents, where a car turns in front of an oncoming motorcycle, are particularly common. Identifying the specific cause is an important part of building a claim.
Indiana’s modified comparative fault rule allows you to recover damages as long as you’re found less than 51 percent at fault, so speeding alone doesn’t necessarily bar your claim, though it can reduce your recovery based on your share of fault. Whether speeding actually contributed to the crash, and by how much, is often a contested question. An attorney can help you understand how fault is likely to be allocated in your specific situation.
Depending on your injuries, you may be able to recover medical expenses, lost wages, pain and suffering, and damage to your motorcycle and gear. Serious motorcycle injuries often involve long recoveries and ongoing medical needs, which should be factored into any settlement discussion. An attorney can help you value your claim accurately rather than settling too early for less than it’s worth.
Potholes, debris, uneven pavement, and poorly maintained road surfaces can cause a motorcyclist to lose control, and depending on who was responsible for maintaining that road, a claim may be possible against a government entity or private property owner. These claims often involve shorter notice deadlines than a typical injury claim, especially against a government entity. An attorney can help you understand who may be responsible for a hazard that caused your accident.
It’s generally best to consult with an attorney before giving a recorded statement to an insurance adjuster, since adjusters are often trained to ask questions in a way that can be used to minimize your claim later. This is especially true in motorcycle cases, where bias against riders can shape how an adjuster frames their questions. An attorney can help you understand what to say and what to avoid until your claim is properly underway.

If you were injured in a motorcycle accident, we can help you push back against the assumptions insurance companies often make about riders. We offer a consultation to review your accident and your options. Reach out to RileyCate today to speak with a motorcycle accident attorney about your situation.

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